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PayPal alternatives in crypto are mostly the spendable wallets with cards - you get similar “pay anywhere” convenience but with lower fees and no random holds (since funds are in your control). I ditched PayPal for most online stuff after one too many disputes. Now I top up with stablecoins and pay subscriptions, domains, software - feels like a debit card but cheaper. This one replaced it completely for me: https://plumex.io/ - they explain the switch from traditional processors and how crypto spending avoids common PayPal pain points. No account freezes because it’s not custodial in the same way, and conversion fees are transparent. Still use PayPal for rare cases where crypto card gets declined, but 80% gone. Much less stress